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WhatsApp Pay ties up with SBI, ICICI Bank, HDFC Bank and Axis Bank to improve its UPI offering, How to do payment using WhatsApp pay

WhatsApp Pay has tied up with four major banks State Bank Of India, ICICI Bank, HDFC Bank and Axis Bank to improve its UPI payment offering for online transactions. An Unified Payment Interface (UPI) is a transformative service or application which allows smartphone users transfer money online in a secured manner between many Bank accounts. To bring digital economy and financial inclusion WhatsApp has introdued WhatsApp pay for a large number of users.

WhatsApp Pay has got the final approval from the National Payment Council Of India ( NPCI) to operate the Unified Payment Interface (UPI) Services in November 2020. When WhatsApp had began beta testing payment in India in 2018 then at that time Facebook began its tryst with payment for the first time in India. Since then, these companies have faced many problems related to data localization and the companies have also promised to store the data locally and this year WhatsApp Pay also introduced compliance with the revised data localization.

How to use WhatsApp Pay on Andriod SmartPhone ?

Step 1 : Open the Chat of the person whom you would like to send money on WhatsApp.

Step 2 : Now Click on Attach Option and Select Payment Option and click on continue verify debit card information.

Step 3 : Then now enter the 6 digit of the Debit Card number and also provide the expiry date of Debit Card and tap Done option.

Step 4 : Now Set up your UPI PIN.

Step 5 : After Setting up UPI Pin you will get an OTP , Enter the OTP , : If in any case you haven't receive OTP then Click on Resend OTP.

Step 6 : Now Create UPI PIN and enter this UPI Pin under SETUP UPI PIN and click on Submit.

Step 7 : After the Completion of UPI Setup Click on Done.

Step 8 : Now Open the Chat of the person whom you would like to send money and Click on Attach and Select the Payment Option.

Step 9 : Enter the Amount Which you want to send on WhatsApp.

Step 10 : After that to Complete the Payment Process enter description for the payment.
 

Published: December 18th, 2020

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